When we are talking about the Insurance Bill, firstly everybody just talks about the 26 percent to 49 percent which we know is a big change. However, there are 200 other amendments, changes, additions to this bill across a number of areas, from distribution, product design, how to manage investments because we have to remember the earlier act was a 1938 Act. The world is completely different now. 

Sanjiv Bajaj
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